Machinists Custom Choices FLORIDA PANHANDLE
2022 Supplemental Benefits Open Enrollment June 9th – June 30th
On-Site Dates: NAS Whiting Field, Milton, Florida – June 17th – 23rd
For Questions or to Enroll in coverage: Irby Cox @ 833-327-1997
Full plan brochures can be found at WWW.EBSWORKSITE.COM
Plan Offerings Include: ➢ ALL PLANS are GUARANTEED ISSUE for members. NO QUESTIONS!
➢ Coverage is available for family members.
➢ Benefits paid directly to the member, TAX FREE, not to the doctor or hospital.
➢ Most policies are fully portable with no change in benefits or cost*.
➢ Same day coverage for Accident, Critical Illness, Hospital Indemnity, Cancer and Whole Life policies
➢ Annual wellness benefits available on many plans.
➢ Strike Waiver of Premium provision on all plans.
➢ Combined wellness benefit up to $275 annually, per covered person.
UNUM – Short-Term Disability (if applicable)
Guaranteed Issue for members! Plan includes 3/12 Pre-existing (Pre-X) Condition Limitation.
Provides replacement income when you are disabled from an off the job accident or illness.
Benefits are payable for up to 25 weeks after a seven-day elimination period.
Employees select a benefit amount from $100/week to a maximum of 65% of earnings when combined with your employer offered short term disability.
UNUM – Long Term Disability Income (if applicable)
Guaranteed Issue for members! Plan includes 3/12 Pre-existing (Pre-X) Condition Limitation
Tax-free benefits begin after 6 months due to an on OR off the job accident or illness.
Member can purchase up to $6,000 a month in coverage not to exceed 65% of base income.
Tax-free benefits begin after 6 months of disability and are payable for up to 5 years.
AETNA – Accident Plan (includes Sickness Rider) $100 Annual Wellness Benefit
Provides 24-hour coverage for accidents, on OR off the job, paid directly to the member.
$400 Emergency Room benefit plus benefits for fractures, dislocations and more.
$3,000 for Hospital Admission plus $750 per day hospital confinement for an accident.
Sickness Rider: $300 per day, up to 90 days per hospital confinement for a covered illness.
AETNA – Critical Illness $75 Annual Wellness Benefit
Guaranteed Issue for members, spouses, and eligible dependents!
Children covered for half of the member’s benefit for free until age 26.
Benefits paid directly to the insured upon diagnosis of heart attack, stroke, cancer, paralysis, major organ failure, end stage renal failure, coma, benign brain tumor, and more.
The Machinists Custom Choices Worksite Benefits program has offered represented members additional financial security since 1997.
AETNA – Hospital Indemnity Insurance $50 Annual Wellness Benefit
Guaranteed Issue for members, spouses, and qualified dependents!
Complements your health insurance to help pay for the costs associated with a hospital stay.
3 plans to choose from: $1,000, $1,500 or $2,500 for hospital admission.
Provides a per day benefit of $150, $200 or $250 beginning on day two, for up to 30 days per
calendar year for each covered individual. NO PRE-EX – EFFECTIVE IMMEDIATELY!
Benefits are paid directly to the policyholder, Tax-free.
METLIFE – Cancer Insurance $50 Annual Wellness Benefit
Guaranteed issue for members and qualified dependents!
Provides a lump sum initial diagnosis benefit of $5,000.
Provides up to $5,000 per month for chemo & radiation therapy. No Lifetime Maximum!
Provides up to $4,000 per month for self-administered drugs. No Lifetime Maximum!
ICU Rider: $625 a day for any reason; $1250 a day if confined for Cancer or Specified Disease.
Provides coverage for 32 other specified diseases in addition to cancer.
BML – Term Life Insurance
From $10,000 to $100,000 available for employees & up to $25,000 for spouses.
Guaranteed Issue up to $100,000 for employees; $30,000 max for ages 55+.
Guaranteed Issue up to $25,000 for spouses; $10,000 max for ages 55+.
Dependent Child(ren): 14 days – 1 year $1,000, Age 1 year -19 years or 26 if a student –
$10,000 for $.84 Biweekly (Child Term Rider)
Issue Age Pricing means member cost does not change with age while with current employer.
UNUM – Whole Life Insurance + Long Term Care
Guaranteed issue up to $100,000 for member!
Guaranteed issue for spouse: up to $35,000!
Guaranteed issue for child(ren) or grandchild(ren): up to $25,000!
Member does not have to purchase coverage to cover spouse, child(ren), or grandchild(ren)!
FRONTLINE – Identity Theft Protection 1ST YEAR FREE FOR THE EMPLOYEE
OR ADD THE ENTIRE FAMILY FOR ONLY $2.93 Wkly, $5.86 Bi-Wkly, or $6.35 Semi-Mo!
“If your identity was stolen, who would you call?” Complete hands-off recovery
Million-dollar reimbursement insurance policy Back to pre-theft status
Lost wallet features No deductibles.
For more information, contact your Machinists Custom Choices Site Coordinator:
Irby Cox icox@ebsworksite.com 833-327-1997